Donating IRA Distributions

In 2015, Congress made permanent a provision that individuals age 70-1/2 or older can make donations up to $100,000 directly from their IRA accounts to one or more charities. The gift passes directly from the IRA to the charity, therefore, is not counted as income and receives no charitable deduction. However, the taxes on the distribution are avoided.

Talk to your plan administrator about any special rules on your account before making your distribution. Your plan administrator will likely send a check to The Cradle on your behalf. However, if an electronic transfer is preferred, please contact The Cradle Foundation.

For more information, contact The Cradle's Development Office at 847.475.5800 or email